Menes Law Firm

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Plano Bankruptcy Representation

OUR PROBLEM-SOLVING BANKRUPTCY REPRESENTATION TEAM

Fighting to Protect Your Rights throughout Dallas, Fort Worth & Plano

Federal bankruptcy laws provide debtors an opportunity to be free from their debts and allow them to start new financial lives. The laws enable debtors to reorganize or erase their debts and continue with their lives without looking over their shoulders worrying about oppressive debt collectors.

CHAPTER 7

Bankruptcy is process that allows the debtor to be free from his or her unsecured debts such as credit card bills and medical bills.

CHAPTER 13

Bankruptcy is usually used to protect the debtor's secured assets from repossession or foreclosure. For instance, a debt may use Chapter 13 Bankruptcy to protect his/her house from foreclosure or protect his/her car from repossession. In Chapter 13 Bankruptcy, the debtor's monthly payments will be reorganized so that he will only be required to pay an amount that he can afford depending on his income and other expenses.

The bankruptcy laws provide an immediate relief to the debtor because as soon as the process is imitated, the creditors can no longer contact the debtor directly. Instead, the creditor must now contact the debtor's attorney and must cease all collections efforts and harassments directed at the debtor. The bankruptcy process immediately stops the creditors'' harassing phone calls, foreclosures, repossessions, lawsuits, garnishments and levies. This gives the debtor an immediate peace of mind!

If you believe that your debts are weighing you down and you need relief from your creditors and collections agencies, contact Menes Law Firm today so that our Bankruptcy Team may go to work for you.